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"An investment in knowledge always pays the best interest." -  Benjamin Franklin

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With the recent problems in the financial markets, companies going out of business, and unemployment spreading throughout society, we need greater understanding of money, finance, and business law. Unfortunately, most of us do not have the time or money to become proficient quickly enough in these areas to combat the difficult times.
 
But remember, with change comes opportunity. Even in these recessionary times, there is opportunity to prosper. The purpose of this manual is to provide the necessary tools and principles to help people and businesses safeguard their financial well-being and become prosperous.
 
Master the diverse material in this volume, and you can be well on your way to prosperity, regardless of the general direction of the economy.